It is important to be able to manage your money right, especially if you are in college. College has been pretty expensive for me and my family. I actually applied for the un-subsidized loan and the subsidized loan, but I have not touched that money. I just want to have it in case of an emergency. My family and I all came to the conclusion that the common goal is for me to come out of college debt free and I really thank my parents for the amount of hard work and sacrifice that they have put into me having a fantastic education. I also have to play a role in my parents continuing to pay for my education by maintaining the HOPE scholarship. So far everything is going as planned and we are making it work.